I was involved in a car accident where a third party, whose car was also uninsured, hit my uninsured vehicle. The third party suggested I get insurance after the accident and report the incident with a later date to get my car fixed. Unfortunately, I followed this advice and lied to my insurance company, stating the accident occurred after I got the policy. Now, the insurance company is investigating the claim because the third party provided proof that the accident happened before I was insured. I’m worried about the possibility of facing an insurance fraud case. What should I do next, and how can I mitigate the legal consequences?
