Davidgreat, I may be able to assist here. I’d say Jermy was banned because of a breach of terms of use for inappropriate language, based on a post being deleted.
With respect to your queries about Tim W, there’s a subtext to the exchange that I don’t think you’re getting. From what I can observe of Tim he can be terse and doesn’t appear to suffer fools, but his conduct (especially in this thread) is mild in comparison to some of the demeanours in the legal profession.
In terms of the subtext, the only thing more dangerous than a layperson giving legal advice is a law student giving legal advice. They come under the old saying of knowing just enough to be dangerous. A law degree does not make you competent to give legal advice. It’s a start, only. Generally, and I believe it’s the same In all states and territories here, It’s illegal to act as a legal practitioner in Australia without a current practising certificate. Even then, you can’t give legal advice unless you have an unrestricted practising certificate or do it under the direct supervision of someone who does. And one of the keys to having an unrestricted practising certificate is having current professional indemnity insurance.
Anyone who tries to operate outside that system is not only breaking the law, but courting disaster. And someone who relies on what that person is saying is taking a big risk. The amount of risk depends on what’s happening of course. It becomes a real danger in the event of confirmation bias - something we see in here occasionally: someone saying “I did this in this situation, and I got this outcome so you will too.” Sure, you might, but you might not. It’s like thinking, “I patted a dog once and didn’t get bitten. This dog looks the same, so I’ll be fine.” Maybe. Maybe not.
The damage is done as soon as the person hearing what you have to say thinks it is advice, as long as they’re acting somewhat reasonably. What you intended, or any disclaimer, can come secondary.
Lawyers are very careful with their words, and the limits of their advice. They have to be, especially given the cpapacity for a negligence claim against them. So, when a lawyer gets very short with someone who’s isn’t qualified and is playing on the boundaries of giving advice it’s because there’s very real danger - not only for them, but also for the person who they are ‘advising’.