insurance law

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Insurance law is the practice of law surrounding insurance, including insurance policies and claims. It can be broadly broken into three categories - regulation of the business of insurance; regulation of the content of insurance policies, especially with regard to consumer policies; and regulation of claim
handling.

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  1. J

    SA Uninsured Mum Hit My Car - Insurance Law Recourse?

    Hey - wondering what the best way to go about my claim is. My mum reversed into my car and has left a pretty large dent. The car door is broken, and panels will need to be replaced. My mum was uninsured, and I have full comprehensive. I have read and it appears I have the ability to claim...
  2. H

    VIC Overtaken while merging, Vehicle damaged

    Hi all, On my way home today, traffic backs up on the freeway as usual. I was in the left hand lane, which at a crawl, merges right. The P plater in the 4wd behind me, tried to overtake me on the left, via the emergency lane, as I was about a third of my way into the right lane. I cut left to...
    • HarleyJ
    • Thread
    • accident australian law car car accident car insurance criminal law insurance law police traffic traffic law
    • Replies: 0
    • Forum: Traffic Law Forum
  3. S

    Total Permanent Disablement

    I was employee of the federal government from 2007-2016. I had received income protection payments through my Superannuation fund Pssap - AIA Insurance. I failed to return to work after many attempts. On the 7th of October 2015, I called Pssap and spoke about Total Permanenet Disablement...
  4. P

    VIC Insurance Law - Is Business Liable to Damage to Car?

    Hi everyone, If a business has installed fold down parking bollards on their property, which is for employees and customers, would that business be liable to damage done to a customer's car under insurance law if the bollard rips a piece of the undercarriage clean off? The car has not been...
  5. B

    QLD CREDIT SHORTFALL POLICY

    My father took out a credit shortfall policy when he bought a vehicle earlier in the year. Due to a recent heart condition diagnosis he is unable to work and have filed a claim under the policy to have the car payments done. The company is claiming that under the T&C of the policy all benefits...
  6. M

    NSW Who to Send Letter of Demand to?

    On the 17th of March, I was involved in an accident that resulted in my current injuries, For reference, a parked car pulled out in front of my motorcycle without indicating and I was unable to stop in time thus the car accident occurred. I was injured and taken to hospital, however I was quite...
  7. M

    VIC Insurance Law - Taking Action Against Insurance Company?

    Hey, I am currently having the worst experience with my insurance company and I need to know how to start legal proceedings against them. My house was robbed back in the middle of 2016 and my insurance claim has been dragging on since then. I'm sure this is standard for most people who deal...
  8. P

    NSW Travel Insurance - Should I Sign the Form?

    I am a student studying long term overseas as a post doc researcher with my spouse as part of an Australian university. Before I departed, I checked in the travel insurance policy and with the university and broker and was confirmed we were both covered by the university travel policy. As we...
  9. petermark

    VIC Insurance Law - Can Insurance Company Refuse to Pay for Damage?

    Let's say if you get an alarm system in the house. You told the insurance company, and you removed it without telling the insurance company and something happens, how bad it will be? Under Insurance Law, will the insurance company try their best not to pay?
  10. S

    VIC Insurance Law - What to Do When Pursued for Legal Costs?

    I had a car accident in a supermarket car park on the 8/4. The other driver's vehicle was from a company's fleet. We exchanged details and I contacted my insurance company on the same day to lodge a claim. I have fully comprehensive insurance. 9/5 - I received a letter from the driver's...
    • SP Wilson
    • Thread
    • asic car car accident car park financial ombudsman service insurance law
    • Replies: 3
    • Forum: Insurance Law Forum
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