car insurance

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Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle. Vehicle insurance may additionally offer financial protection against theft of the vehicle, and against damage to the vehicle sustained from events other than traffic collisions, such as keying, weather or natural disasters, and damage sustained by colliding with stationary objects. The specific terms of vehicle insurance vary with legal regulations in each region.

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    Change of Cash Settlement - What to Do Under Insurance Law?

    I was in a car accident and my insurer deemed that I wasn't at fault and agreed to pay a cash settlement amount for the damages because I was leaving the country. I received an email confirming that the excess was waived. A couple of weeks later I received the payment remittance advice and to...
  2. S

    NSW Car Park Reversing Accident - Help?

    Hi, I was hoping someone could help me with this as I can't seem to find much in the way of what the rules actually are. I have a question regarding a car park accident and car insurance. I was involved in a reversing incident which I have clear video footage of. What happened: I started to...
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    VIC Overtaken while merging, Vehicle damaged

    Hi all, On my way home today, traffic backs up on the freeway as usual. I was in the left hand lane, which at a crawl, merges right. The P plater in the 4wd behind me, tried to overtake me on the left, via the emergency lane, as I was about a third of my way into the right lane. I cut left to...
    • HarleyJ
    • Thread
    • accident australian law car car accident car insurance criminal law insurance law police traffic traffic law
    • Replies: 0
    • Forum: Traffic Law Forum
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    SA Claiming Car Insurance from Truck Driver After Accident?

    Last Thursday, while driving, a truck hit us. We only have the truck registration number and the driver's name and drivers licence number, but no contact details. Our car is totally damaged. We called police and they arrived at a scene. We were taken to hospital. We thought that police is...
  5. alex2342

    NSW Turning Right Car Accident - Possibility of Not Being at Fault?

    Hi everyone, Today I was turning right at a T intersection. I (Car A) was in the road that is coming to end. The ongoing road has two lanes on each side. After stopping and making sure the road is secure, Car A starts moving and turning right. Car A passes the first lane completely and while...
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    NSW Car Insurance Claim Dispute - What to Do?

    I hit a car (Nissan 370Z, 2009 year car) from behind on 21/5/18 on Old Windsor Rd, Stanhope Gardens NSW 2768. I’m not insured and the car I hit is insured by GIO. On 29/5/18, I replied a phone call from the car insurance and admitted that I hit the car, but they didn’t tell me how much it will...
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    NSW Uninsured Motorist Benefit - Car Insurance Wants to Tow Car Away?

    Hi forums, To cut to the chase: I had an accident. My car insurance QBE determined it is the third party's fault. However, the third party has no insurance, so QBE decided to pay me under their Uninsured Motorist Benefit policy, which is worded as follows: i) Up to $5,000, or ii) The market...
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    NSW Car Accident Without Car Insurance - What to Do?

    Hi, I have a car accident happen at Oxford Road in Ingleburn. I reverse from the driveway, and at that time, I looked at both sides, and the back was all clear, and then my car was on the road, but the car that heated me was coming from the driveway road opposite with the address that I'm...
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    QLD Car Accident - Claim for Loss of Income Valid?

    I was involved in a minor car accident with an Uber driver, in which I was at fault. My comprehensive insurance covered the repairs to his vehicle, however, now they are claiming "loss of income" due to their time off the road for repairs. They have directed this claim to me as their car...
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    QLD Theft at Auto Shop - Who is Responsible?

    I visited an auto shop to change oil, oil filter and general service. But that night, someone entered the auto shop and stolen my car's 4 wheels. Who has responsibility about this theft? The auto shop owner told me I have to claim to my car insurance by myself. I have to pay excess fee if I...
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