NSW Tree fell on my car. What insurance should cover it?

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LAGELGAL

Member
27 July 2020
2
0
1
Hi,
I’ve been renting current house for 2 years and last month a huge gumtree in front yard fell on the house and my car. The car, a 2008 Toyota Prado, ended up with dents all over the bonnet (like large hail stones) and on one panel between the window and windscreen. Although I haven’t got my quotes, it would be about $800-1200 to fix or replace panels. About the same as the excess I would hve to pay to claim on my car insurance.
I’ve asked the landlord if their insurance will cover it, but was told I need to see about my own insurance.
Before I go any further, I would like some advice about liabilities and who should be doing what?
Thanks
 

LAGELGAL

Member
27 July 2020
2
0
1
Thanks for your reply 😊
I’ve since found out the tree was actually on council land! I’ve got no hope..