I was involved in a head on collision and my Motorhome was written off. The other car came straight into my lane. Police said he was to blame, he has been fined and a Police Report has been written up. My Van is Insured for an agreed value of $66,000, although for me to get an equal replacement would cost me up to $100,000 as prices hav shot up through Covid. I’ve lived full-time in this MH for over 2 years, now I have no accomodation. Can I lodge a claim with HIS Insurance company [assuming he has one] in the hope of getting the more accurate Market Value return… Or should I contemplate getting legal advice for compensation?