Thanks. Yes, I have read the statement of defence on the Magistrates website.
I booked airline tickets to Bali with an online travel agent back in 2012.
The agent wouldn't finalise the booking payment. They said I had to provide a number of ID documents first. I argued they didn't need these documents. I didn't have a scanner and with all the media reports of identity theft I was reluctant to comply with that request. The agent insisted and said I had 24 hrs to give them the docs. I assumed that as them exercising their right not to supply the tickets, so I said to cancel the booking. A few days later the agent debited my credit card even though they said they couldn't/wouldn't. By that time I had booked and paid for tickets elsewhere with another agent - a course of action I wouldn't have taken except for their unnecessary and unfounded requirements.
So then I had 2 flights for the same days. I attempted to get a refund unsuccessfully. I went to consumer protection who also tried to get a refund, on the basis of consumer law, also unsuccessfully. Then I contacted my credit card company who initiated an investigation into unauthorised credit card debits, found in my favour and they reversed the charges. Now the online travel agent is pursuing me for the original full cost of the tickets, despite my request to them to cancel and advice for months that I had booked elsewhere.
I am unsure what laws to use as my defence?