Bit of background, My Husband and I have been together for 15 years, married for 7.
We have two children aged 4 and 2.
8 years ago I purchased a home with my parents, partner wasn't involved. We sold it and moved and again myself and parents purchased a home. Two years ago we re-financed, took my parents off and put Husband on to get a better deal, Husband had previous bankruptcy that was no longer a factor so we were approved. All good.
Fast forward, we have been separated since January 2020, he moved out and became homeless due to a rabid gambling habit. I have the kids 100% of the time. After a few months I found him a place to live thru a friend, all was good for a while but he stopped paying rent to gamble and is homeless again. He has a full time job that he still goes to. I haven't gotten child support in 3 months, I have just asked for it to be changed from private collection to them getting it for me but they said it could take a few months and Husband is now wanting to quit his job to stop me from getting money.
He still wants to come to the house all the time to see the kids, which seems fine as I do want them to be together, they adore him even though he is horrible to me (he has mental health issues which cause paranoia, name calling etc) that he won't get help for but when he is here he snoops and also eats our food etc which is annoying when he isn't helping contribute to anything.
I've been paying the mortgage, rates etc by myself since January and the kids live here with me full time.
What are my options?
Selling my house and purchasing another isn't an option because home prices have more than doubled in my area (I'm in rural NSW and can't move as all my family is here) but Husband says he wants the money from the house even though he damn well knows he did not contribute to it, myself and my parents did.
There are no rentals here, people are leaving the area due to no rentals after the bushfires came thru and all the people who lost homes took the rentals, there are NO homes at all within 50km of my current house.
I just have no idea what to do, he keeps saying he will take us to court and get the kids and house, honestly I think he is delisional. as he has no home, a gambling and mental health problem, has racked up over $10K in debt to pay for gambling, I have a job, stable family support (my parents help with the kids everyday of the week after childcare etc) been paying all the household bills for almost a year alone and no debt at all other than the house, this should count for something right?
We have two children aged 4 and 2.
8 years ago I purchased a home with my parents, partner wasn't involved. We sold it and moved and again myself and parents purchased a home. Two years ago we re-financed, took my parents off and put Husband on to get a better deal, Husband had previous bankruptcy that was no longer a factor so we were approved. All good.
Fast forward, we have been separated since January 2020, he moved out and became homeless due to a rabid gambling habit. I have the kids 100% of the time. After a few months I found him a place to live thru a friend, all was good for a while but he stopped paying rent to gamble and is homeless again. He has a full time job that he still goes to. I haven't gotten child support in 3 months, I have just asked for it to be changed from private collection to them getting it for me but they said it could take a few months and Husband is now wanting to quit his job to stop me from getting money.
He still wants to come to the house all the time to see the kids, which seems fine as I do want them to be together, they adore him even though he is horrible to me (he has mental health issues which cause paranoia, name calling etc) that he won't get help for but when he is here he snoops and also eats our food etc which is annoying when he isn't helping contribute to anything.
I've been paying the mortgage, rates etc by myself since January and the kids live here with me full time.
What are my options?
Selling my house and purchasing another isn't an option because home prices have more than doubled in my area (I'm in rural NSW and can't move as all my family is here) but Husband says he wants the money from the house even though he damn well knows he did not contribute to it, myself and my parents did.
There are no rentals here, people are leaving the area due to no rentals after the bushfires came thru and all the people who lost homes took the rentals, there are NO homes at all within 50km of my current house.
I just have no idea what to do, he keeps saying he will take us to court and get the kids and house, honestly I think he is delisional. as he has no home, a gambling and mental health problem, has racked up over $10K in debt to pay for gambling, I have a job, stable family support (my parents help with the kids everyday of the week after childcare etc) been paying all the household bills for almost a year alone and no debt at all other than the house, this should count for something right?