health insurance

Australia's #1 for Law
Join 150,000 Australians every month. Ask a question, respond to a question and better understand the law today!
FREE - Join Now
Health insurance is an insurance that covers the whole or a part of the risk of a person incurring medical expenses, spreading the risk over numerous persons. By estimating the overall risk of health risk and health system expenses over the risk pool, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to provide the money to pay for the health care benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.
According to the Health Insurance Association of America, health insurance is defined as "coverage that provides for the payments of benefits as a result of sickness or injury. It includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment" (p. 225).

View More On Wikipedia.org
Recent contents
  1. OracleImmigrationConsult

    VIC What is the adequate health insurance for visitor visa, tourist visa and student visa Australia?

    What is condition 8501? If the case officer imposes an 8501 visa condition while granting an Australian visa whether it was a mandatory requirement or the officer choose to do so, the holder of that visa must maintain adequate arrangements for health insurance while the holder is in Australia...
  2. W

    WA Health Insurance Fund breach of contract

    Are private health funds allowed to change it's policy suspension rule and enforce it retroactively despite having previously signed written contract stating terms and conditions? Is this not considered breach of contract?
    • win128
    • Thread
    • breach breach of contract contract health insurance insurance
    • Replies: 5
    • Forum: Commercial Law Forum
  3. C

    QLD Subclass 461 / health insurance

    Hi, I am from Slovakia on a subclass 461 nz citizen family relationship visa. I am moving to Australia in July and my husband lives in Australia on the Special Category Visa (Subclass 444). He has a medicare card. Am I able to get medicare through my husband as well or do I need private...
  4. M

    QLD Forced Demotion - Help with Dealing with HR and Employment Contract?

    Hi there, I am currently employed by a large government organisation that comprises of multi sites within a district. I went on stress leave using my sickness or health insurance from a management position due to bullying and mental fatigue in June of 2017. In October of 2017, I was cleared by...
    • Maree70
    • Thread
    • contract employment contract health insurance leave without pay psychologist
    • Replies: 2
    • Forum: Employment Law Forum
  5. T

    Impacted family health

    My family have been living in a home for the past year. Recently, We have noticed mould throughout the house being affected by poor gutters. The real estate agent states that the home owner doesn't want to replace them, so they are fixed but quickly break down again. In my room, there was a leak...
  6. mkr

    VIC Retrospective charges for Health Insurance not provided!

    Hi there I am employed by a company operating in Australia, and am Australian citizen, employed by the Australian affiliate. I was expatriated to a role in the USA. Part of the conditions and benefits of my expatriation was a US Health Insurance policy (very important I. USA!) provided by...
  7. N

    VIC Australian Consumer Law - Can Dental Practice Change Charges?

    Hi, Two weeks ago, I took my daughter for a Bupa Dental for dental check up. After paying for her checkup, the dentist suggested that she needs braces. So the receptionist took my Bupa Health insurance card, swiped it and checked to confirm there is no out of pocket for the Xrays and analysis...
  8. L

    QLD Separation - Ex Changing His Mind About Previously Agreed Issue?

    Is it common for the ex to completely change their mind regarding what they wanted/believed for their children due to separation? I feel ex disagrees with me completely out of spite. My ex knows my feelings regarding my son participating in any rough sport but I find out last night that son...
  9. mkr

    VIC Getting New Child Support Assessment?

    Hi all, I separated from my wife some years back, and at the time, I was working overseas earning very good income. We established consent orders and agreement for property settlement, spousal maintenance and child support. These agreements were conditional on my continued role overseas. For...
    • mkr
    • Thread
    • child support consent orders debt health insurance mortgage property settlement spousal maintenance working overseas
    • Replies: 7
    • Forum: Family Law Forum
  10. B

    QLD Health Insurance and Child Support for Partner?

    My partner has court orders and a binding child support agreement. The binding child support agreement states that the parents pay equally for private health insurance for the children and shall bear equally all out of pocket/gap cover expenses for the children. Prior to separation his ex-wife...
Top Bottom